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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,504 | $93,346-41.6% | $71,796-24.1% | $273,972-80.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 10.79% | 130.39%-119.6pp | 78.04%-67.2pp | 41.46%-30.7pp |
| Employer contribution / active EE | $1,300 | $2,733-52.4% | $1,924-32.4% | $4,869-73.3% |
| Participant deferral / active EE | $3,573 | $3,475+2.8% | $2,794+27.9% | $5,287-32.4% |
| Admin fee / account holder | $344 | $6,571-94.8% | $4,815-92.9% | $10,133-96.6% |