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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,660 | $65,364+133.6% | $92,909+64.3% | $72,975+109.2% |
| Participation rate | 80.0% | 68.3%+11.7pp | 76.0%+4.0pp | 69.5%+10.5pp |
| Annual return | 15.54% | 42.11%-26.6pp | 109.44%-93.9pp | 81.01%-65.5pp |
| Employer contribution / active EE | $500 | $2,594-80.7% | $3,653-86.3% | $2,440-79.5% |
| Participant deferral / active EE | $2,838 | $3,128-9.3% | $4,238-33.0% | $3,608-21.3% |
| Admin fee / account holder | $28,826 | $4,251+578.1% | $5,795+397.4% | $5,124+462.6% |