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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,215 | $56,894+132.4% | $84,753+56.0% | $62,881+110.3% |
| Participation rate | 80.6% | 68.5%+12.1pp | 76.6%+4.1pp | 69.3%+11.3pp |
| Annual return | 8.50% | 6.30%+2.2pp | 22.78%-14.3pp | 20.14%-11.6pp |
| Employer contribution / active EE | $442 | $2,400-81.6% | $3,574-87.6% | $2,281-80.6% |
| Participant deferral / active EE | $2,485 | $2,709-8.3% | $3,712-33.1% | $3,203-22.4% |
| Admin fee / account holder | $18,179 | $3,581+407.7% | $5,333+240.9% | $4,296+323.2% |