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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,096 | $61,660-43.1% | $80,022-56.1% | $64,173-45.3% |
| Participation rate | 81.0% | 71.7%+9.3pp | 75.8%+5.1pp | 69.6%+11.4pp |
| Annual return | -8.05% | -0.33%-7.7pp | 11.22%-19.3pp | 7.63%-15.7pp |
| Employer contribution / active EE | $0 | $1,810-100.0% | $2,468-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,891 | $2,968-2.6% | $3,686-21.6% | $3,470-16.7% |
| Admin fee / account holder | $1,135 | $5,417-79.0% | $6,521-82.6% | $4,887-76.8% |