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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,640 | $61,338+161.9% | $149,717+7.3% | $71,495+124.7% |
| Participation rate | 97.1% | 62.5%+34.5pp | 78.8%+18.3pp | 67.9%+29.1pp |
| Annual return | 17.95% | 35.86%-17.9pp | 134.41%-116.5pp | 28.85%-10.9pp |
| Employer contribution / active EE | $9,256 | $2,381+288.7% | $4,820+92.0% | $2,589+257.4% |
| Participant deferral / active EE | $5,654 | $2,919+93.7% | $5,682-0.5% | $4,291+31.8% |
| Admin fee / account holder | $2,036 | $1,263+61.2% | $13,213-84.6% | $1,588+28.2% |