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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,652 | $75,962+305.0% | $154,111+99.6% | $64,173+379.4% |
| Participation rate | 97.8% | 70.4%+27.4pp | 83.0%+14.8pp | 69.6%+28.3pp |
| Annual return | -7.23% | 30.32%-37.6pp | 735.18%-742.4pp | 7.63%-14.9pp |
| Employer contribution / active EE | $11,517 | $3,350+243.8% | $5,298+117.4% | $2,381+383.7% |
| Participant deferral / active EE | $5,707 | $3,175+79.7% | $5,081+12.3% | $3,470+64.5% |
| Admin fee / account holder | $5,048 | $5,589-9.7% | $13,411-62.4% | $4,887+3.3% |