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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,051 | $85,171-68.2% | $172,752-84.3% | $72,975-62.9% |
| Participation rate | 45.8% | 70.1%-24.3pp | 82.6%-36.9pp | 69.5%-23.7pp |
| Annual return | 4.07% | 27.32%-23.3pp | 802.97%-798.9pp | 81.01%-76.9pp |
| Employer contribution / active EE | $982 | $3,324-70.4% | $5,144-80.9% | $2,440-59.7% |
| Participant deferral / active EE | $1,872 | $3,260-42.6% | $5,198-64.0% | $3,608-48.1% |
| Admin fee / account holder | $285 | $5,880-95.1% | $13,955-98.0% | $5,124-94.4% |