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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,456 | $55,453-50.5% | $170,435-83.9% | $62,293-55.9% |
| Participation rate | 56.3% | 66.4%-10.1pp | 83.6%-27.3pp | 69.5%-13.3pp |
| Annual return | 8.33% | 21.38%-13.0pp | 205.94%-197.6pp | 28.90%-20.6pp |
| Employer contribution / active EE | $1,032 | $2,164-52.3% | $5,432-81.0% | $2,042-49.5% |
| Participant deferral / active EE | $1,780 | $2,303-22.7% | $4,939-64.0% | $3,169-43.8% |
| Admin fee / account holder | $94 | $455-79.4% | $13,881-99.3% | $479-80.5% |