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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,448 | $123,155-71.2% | $108,753-67.4% | $155,188-77.2% |
| Participation rate | 60.0% | 75.6%-15.6pp | 71.1%-11.1pp | 80.8%-20.8pp |
| Annual return | 22.89% | 44.73%-21.8pp | 37.47%-14.6pp | 148.84%-125.9pp |
| Employer contribution / active EE | $1,370 | $2,811-51.3% | $2,427-43.5% | $4,248-67.8% |
| Participant deferral / active EE | $3,796 | $4,623-17.9% | $4,115-7.7% | $6,531-41.9% |
| Admin fee / account holder | $603 | $12,126-95.0% | $10,320-94.2% | $14,480-95.8% |