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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,263 | $102,696-90.0% | $86,235-88.1% | $139,487-92.6% |
| Participation rate | 87.5% | 74.5%+13.0pp | 69.0%+18.5pp | 80.3%+7.2pp |
| Annual return | 35.78% | 1925.91%-1890.1pp | 1170.03%-1134.3pp | 373.84%-338.1pp |
| Employer contribution / active EE | $1,873 | $3,034-38.3% | $2,381-21.3% | $4,755-60.6% |
| Participant deferral / active EE | $4,306 | $4,679-8.0% | $3,987+8.0% | $6,713-35.8% |
| Admin fee / account holder | $813 | $8,667-90.6% | $6,856-88.1% | $11,407-92.9% |