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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 16 · EIN 13-5674085 | Consulting | $56,250 |
FORVIS, LLP1 year Filed as: FORVIS MAZARS, LLP Service code 16 · EIN 44-0160260 | Consulting | $50,706 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$120,295 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,393 | $84,784+130.5% | $98,462+98.4% | $74,478+162.3% |
| Participation rate | 91.6% | 81.5%+10.1pp | 75.2%+16.4pp | 70.7%+20.8pp |
| Annual return | 15.22% | 20.59%-5.4pp | 21.20%-6.0pp | 34.37%-19.1pp |
| Employer contribution / active EE | $8,264 | $3,364+145.7% | $3,049+171.0% | $2,637+213.4% |
| Participant deferral / active EE | $12,357 | $5,218+136.8% | $4,738+160.8% | $4,530+172.8% |
| Admin fee / account holder | -$9 | $204-104.5% | $8,875-100.1% | $347-102.7% |