Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $22,539 |
PIERCE FIRM, PLLC1 year Service code 15 · EIN 47-4595624 | Recordkeeping | $15,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,533 | $56,423-21.1% | $77,175-42.3% | $71,476-37.7% |
| Participation rate | 57.6% | 64.3%-6.7pp | 69.6%-11.9pp | 67.9%-10.3pp |
| Annual return | 17.90% | 19.05%-1.1pp | 37.88%-20.0pp | 28.85%-10.9pp |
| Employer contribution / active EE | $2,990 | $1,866+60.2% | $2,533+18.0% | $2,589+15.5% |
| Participant deferral / active EE | $2,486 | $3,142-20.9% | $3,832-35.1% | $4,290-42.1% |
| Admin fee / account holder | $310 | $1,429-78.3% | $5,474-94.3% | $1,587-80.5% |