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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,679 | $202,440+33.2% | $169,390+59.2% | $139,466+93.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 7.20% | 532.36%-525.2pp | 406.07%-398.9pp | 373.66%-366.5pp |
| Employer contribution / active EE | $2,516 | $4,693-46.4% | $4,013-37.3% | $4,754-47.1% |
| Participant deferral / active EE | $5,068 | $6,940-27.0% | $6,222-18.6% | $6,712-24.5% |
| Admin fee / account holder | $9,492 | $10,722-11.5% | $9,015+5.3% | $11,409-16.8% |