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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,716 | $232,540-24.0% | $185,117-4.5% | $147,586+19.7% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 3.49% | 43.03%-39.5pp | 40.50%-37.0pp | 578.59%-575.1pp |
| Employer contribution / active EE | $1,832 | $5,195-64.7% | $4,182-56.2% | $4,876-62.4% |
| Participant deferral / active EE | $4,171 | $5,834-28.5% | $5,045-17.3% | $5,439-23.3% |
| Admin fee / account holder | $131,365 | $10,275+1178.5% | $8,159+1510.0% | $10,886+1106.8% |