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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,600 | $150,346-20.4% | $120,524-0.8% | $145,877-18.0% |
| Participation rate | 31.8% | 78.8%-47.0pp | 71.9%-40.1pp | 80.3%-48.5pp |
| Annual return | 20.23% | 154.40%-134.2pp | 107.36%-87.1pp | 551.28%-531.1pp |
| Employer contribution / active EE | $2,013 | $4,353-53.8% | $3,469-42.0% | $4,663-56.8% |
| Participant deferral / active EE | $4,682 | $6,172-24.2% | $4,994-6.2% | $6,691-30.0% |
| Admin fee / account holder | $9,196 | $12,215-24.7% | $9,440-2.6% | $13,402-31.4% |