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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,147 | $155,833-58.8% | $124,693-48.6% | $167,536-61.7% |
| Participation rate | 40.0% | 81.1%-41.1pp | 74.6%-34.6pp | 82.1%-42.1pp |
| Annual return | 56.56% | 17.98%+38.6pp | 5144.19%-5087.6pp | 478.82%-422.3pp |
| Employer contribution / active EE | $2,118 | $4,164-49.1% | $3,324-36.3% | $4,839-56.2% |
| Participant deferral / active EE | $4,436 | $5,675-21.8% | $4,615-3.9% | $6,342-30.1% |
| Admin fee / account holder | $4,251 | $9,534-55.4% | $7,494-43.3% | $12,315-65.5% |