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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,469 | $181,062-97.5% | $158,223-97.2% | $155,188-97.1% |
| Participation rate | 80.0% | 82.7%-2.7pp | 79.2%+0.8pp | 80.8%-0.8pp |
| Annual return | 19.59% | 57.39%-37.8pp | 52.09%-32.5pp | 148.84%-129.2pp |
| Employer contribution / active EE | $1,269 | $4,565-72.2% | $4,109-69.1% | $4,248-70.1% |
| Participant deferral / active EE | $2,047 | $6,134-66.6% | $5,467-62.6% | $6,531-68.7% |
| Admin fee / account holder | $990 | $18,825-94.7% | $16,047-93.8% | $14,480-93.2% |