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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,454 | $126,661-79.9% | $113,397-77.6% | $138,895-81.7% |
| Participation rate | 47.1% | 79.4%-32.4pp | 76.5%-29.4pp | 79.9%-32.9pp |
| Annual return | 19.24% | 25.05%-5.8pp | 23.20%-4.0pp | 145.39%-126.2pp |
| Employer contribution / active EE | $1,151 | $3,456-66.7% | $2,977-61.4% | $4,194-72.6% |
| Participant deferral / active EE | $2,407 | $5,693-57.7% | $5,076-52.6% | $6,396-62.4% |
| Admin fee / account holder | $4,243 | $14,549-70.8% | $11,957-64.5% | $12,562-66.2% |