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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,461 | $117,895-31.8% | $102,460-21.5% | $145,897-44.9% |
| Participation rate | 93.8% | 78.6%+15.1pp | 76.5%+17.2pp | 80.3%+13.4pp |
| Annual return | 12.61% | 31.92%-19.3pp | 29.47%-16.9pp | 552.29%-539.7pp |
| Employer contribution / active EE | $6,784 | $3,619+87.5% | $3,025+124.3% | $4,663+45.5% |
| Participant deferral / active EE | $6,726 | $5,736+17.2% | $5,056+33.0% | $6,689+0.5% |
| Admin fee / account holder | $981 | $13,353-92.7% | $9,460-89.6% | $13,390-92.7% |