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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,001 | $136,860-30.6% | $120,344-21.1% | $154,746-38.6% |
| Participation rate | 93.8% | 79.9%+13.9pp | 76.7%+17.0pp | 80.7%+13.0pp |
| Annual return | 12.13% | 21.38%-9.2pp | 20.30%-8.2pp | 172.34%-160.2pp |
| Employer contribution / active EE | $7,129 | $3,533+101.8% | $3,020+136.1% | $4,379+62.8% |
| Participant deferral / active EE | $9,575 | $5,793+65.3% | $5,135+86.5% | $6,730+42.3% |
| Admin fee / account holder | $22,020 | $15,393+43.1% | $12,742+72.8% | $14,365+53.3% |