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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 4340 REDWOOD HWY, STE B60 · SAN RAFAEL, CA 94903 | Advisory (Plan) | $41,080 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $40,207 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $15,494 |
ASCENSUS LLC3 years Filed as: ASCENSUS HOLDINGS INC DBA Service code 13 101 W BROADWAY STE 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $7,335 |
PENSYS, INC.4 years Filed as: PENSYS INC Service code 99 2440 PROFESSIONAL DR. STE 100 · ROSEVILLE, CA 95661 | Other Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,383 | $106,264-39.4% | $147,117-56.2% | $77,762-17.2% |
| Participation rate | 56.0% | 78.4%-22.4pp | 82.2%-26.2pp | 70.6%-14.6pp |
| Annual return | 14.76% | 56.94%-42.2pp | 420.54%-405.8pp | 31.27%-16.5pp |
| Employer contribution / active EE | $0 | $4,074-100.0% | $4,932-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $8,482 | $8,003+6.0% | $8,065+5.2% | $4,651+82.4% |
| Admin fee / account holder | $346 | $334+3.5% | $12,993-97.3% | $433-20.1% |