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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,666 | $108,911+133.8% | $100,392+153.7% | $145,884+74.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 18.14% | 58.23%-40.1pp | 49.45%-31.3pp | 551.85%-533.7pp |
| Employer contribution / active EE | $8,700 | $4,420+96.8% | $3,941+120.7% | $4,662+86.6% |
| Participant deferral / active EE | $16,612 | $8,459+96.4% | $8,090+105.3% | $6,690+148.3% |
| Admin fee / account holder | $9,003 | $9,698-7.2% | $7,904+13.9% | $13,392-32.8% |