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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,422 | $86,701-39.5% | $73,309-28.5% | $125,389-58.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -5.08% | 2.78%-7.9pp | 5.67%-10.8pp | 282.24%-287.3pp |
| Employer contribution / active EE | $5,590 | $4,152+34.6% | $3,237+72.7% | $4,866+14.9% |
| Participant deferral / active EE | $8,237 | $5,549+48.4% | $4,991+65.0% | $5,352+53.9% |
| Admin fee / account holder | $1,678 | $7,768-78.4% | $5,635-70.2% | $9,541-82.4% |