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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,115 | $134,001-50.7% | $112,258-41.1% | $134,509-50.8% |
| Participation rate | 62.5% | 78.6%-16.1pp | 75.1%-12.6pp | 81.2%-18.7pp |
| Annual return | -2.59% | 47.15%-49.7pp | 27.47%-30.1pp | 418.13%-420.7pp |
| Employer contribution / active EE | $2,372 | $4,039-41.3% | $3,636-34.8% | $4,741-50.0% |
| Participant deferral / active EE | $4,435 | $5,291-16.2% | $4,728-6.2% | $6,400-30.7% |
| Admin fee / account holder | $379 | $7,491-94.9% | $6,411-94.1% | $11,427-96.7% |