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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,326 | $180,749-43.9% | $160,784-37.0% | $137,256-26.2% |
| Participation rate | 68.2% | 80.0%-11.8pp | 77.0%-8.8pp | 80.0%-11.8pp |
| Annual return | 16.14% | 2234.46%-2218.3pp | 1803.92%-1787.8pp | 220.34%-204.2pp |
| Employer contribution / active EE | $4,478 | $4,155+7.8% | $3,733+20.0% | $4,156+7.8% |
| Participant deferral / active EE | $9,620 | $6,844+40.6% | $6,293+52.9% | $6,407+50.2% |
| Admin fee / account holder | $17,693 | $10,397+70.2% | $9,717+82.1% | $12,270+44.2% |