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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,680 | $183,592-20.7% | $155,574-6.4% | $145,877-0.1% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 13.51% | 61.37%-47.9pp | 64.87%-51.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $2,345 | $5,317-55.9% | $4,676-49.8% | $4,663-49.7% |
| Participant deferral / active EE | $10,417 | $6,466+61.1% | $5,629+85.0% | $6,691+55.7% |
| Admin fee / account holder | $1,916 | $19,316-90.1% | $15,914-88.0% | $13,402-85.7% |