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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,123 | $202,342-88.1% | $172,752-86.0% | $152,897-84.2% |
| Participation rate | 75.0% | 87.1%-12.1pp | 82.6%-7.6pp | 82.5%-7.5pp |
| Annual return | 26.06% | 1029.83%-1003.8pp | 802.97%-776.9pp | 345.43%-319.4pp |
| Employer contribution / active EE | $1,627 | $5,858-72.2% | $5,144-68.4% | $4,764-65.8% |
| Participant deferral / active EE | $7,848 | $5,948+31.9% | $5,198+51.0% | $5,851+34.1% |
| Admin fee / account holder | $338 | $17,111-98.0% | $13,955-97.6% | $11,599-97.1% |