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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,346 | $162,136+37.8% | $152,301+46.6% | $154,746+44.3% |
| Participation rate | 57.1% | 84.1%-27.0pp | 82.4%-25.3pp | 80.7%-23.6pp |
| Annual return | 14.11% | 91.02%-76.9pp | 80.50%-66.4pp | 172.34%-158.2pp |
| Employer contribution / active EE | $2,366 | $4,890-51.6% | $4,624-48.8% | $4,379-46.0% |
| Participant deferral / active EE | $6,347 | $8,341-23.9% | $8,004-20.7% | $6,730-5.7% |
| Admin fee / account holder | $33,203 | $15,759+110.7% | $14,398+130.6% | $14,365+131.1% |