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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,346 | $196,972+13.4% | $182,262+22.5% | $198,609+12.5% |
| Participation rate | 57.1% | 85.7%-28.6pp | 84.2%-27.1pp | 82.4%-25.2pp |
| Annual return | 14.11% | 158.27%-144.2pp | 140.60%-126.5pp | 202.70%-188.6pp |
| Employer contribution / active EE | $2,366 | $5,364-55.9% | $5,046-53.1% | $5,055-53.2% |
| Participant deferral / active EE | $6,347 | $8,643-26.6% | $8,276-23.3% | $6,977-9.0% |
| Admin fee / account holder | $33,203 | $18,429+80.2% | $16,712+98.7% | $19,030+74.5% |