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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,514 | $73,978-11.4% | $96,515-32.1% | $75,173-12.8% |
| Participation rate | 43.2% | 66.4%-23.2pp | 74.3%-31.1pp | 67.2%-24.0pp |
| Annual return | 18.21% | 26.72%-8.5pp | 35.73%-17.5pp | 160.72%-142.5pp |
| Employer contribution / active EE | $1,730 | $2,931-41.0% | $3,740-53.7% | $2,671-35.2% |
| Participant deferral / active EE | $3,212 | $3,660-12.2% | $4,880-34.2% | $4,126-22.1% |
| Admin fee / account holder | $1,983 | $5,219-62.0% | $6,735-70.6% | $5,651-64.9% |