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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,595 | $65,364-31.8% | $92,909-52.0% | $72,975-38.9% |
| Participation rate | 42.0% | 68.3%-26.3pp | 76.0%-34.0pp | 69.5%-27.5pp |
| Annual return | 22.38% | 42.11%-19.7pp | 109.44%-87.1pp | 81.01%-58.6pp |
| Employer contribution / active EE | $1,447 | $2,594-44.2% | $3,653-60.4% | $2,440-40.7% |
| Participant deferral / active EE | $2,992 | $3,128-4.3% | $4,238-29.4% | $3,608-17.1% |
| Admin fee / account holder | $715 | $4,251-83.2% | $5,795-87.7% | $5,124-86.1% |