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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,622 | $88,672-18.1% | $105,223-31.0% | $82,448-11.9% |
| Participation rate | 47.4% | 67.9%-20.5pp | 75.0%-27.6pp | 68.1%-20.6pp |
| Annual return | 19.71% | 30.86%-11.1pp | 180.65%-160.9pp | 41.64%-21.9pp |
| Employer contribution / active EE | $2,082 | $3,048-31.7% | $3,689-43.6% | $2,551-18.4% |
| Participant deferral / active EE | $3,748 | $4,036-7.1% | $5,072-26.1% | $4,139-9.5% |
| Admin fee / account holder | $16,862 | $7,146+136.0% | $8,859+90.3% | $7,234+133.1% |