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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,072 | $138,078-88.4% | $125,363-87.2% | $134,509-88.1% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | 91.24% | 750.49%-659.2pp | 572.15%-480.9pp | 418.13%-326.9pp |
| Employer contribution / active EE | $2,828 | $5,245-46.1% | $4,815-41.3% | $4,741-40.3% |
| Participant deferral / active EE | $3,976 | $7,800-49.0% | $7,447-46.6% | $6,400-37.9% |
| Admin fee / account holder | $2,512 | $11,566-78.3% | $10,005-74.9% | $11,427-78.0% |