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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,288 | $185,883+32.0% | $170,043+44.3% | $139,466+75.9% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 25.45% | 60.54%-35.1pp | 53.40%-28.0pp | 373.66%-348.2pp |
| Employer contribution / active EE | $0 | $7,596-100.0% | $6,790-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $20,303 | $11,626+74.6% | $10,410+95.0% | $6,712+202.5% |
| Admin fee / account holder | $37,958 | $15,393+146.6% | $12,824+196.0% | $11,409+232.7% |