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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,863 | $197,637+3.2% | $177,848+14.6% | $158,982+28.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 22.85% | 58.77%-35.9pp | 48.33%-25.5pp | 302.99%-280.1pp |
| Employer contribution / active EE | $7,530 | $6,698+12.4% | $5,919+27.2% | $4,763+58.1% |
| Participant deferral / active EE | $17,384 | $8,405+106.8% | $7,714+125.4% | $5,983+190.5% |
| Admin fee / account holder | $3,241 | $15,406-79.0% | $12,431-73.9% | $11,252-71.2% |