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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,913 | $72,177-79.3% | $115,038-87.0% | $59,633-75.0% |
| Participation rate | 62.5% | 72.6%-10.1pp | 81.4%-18.9pp | 68.7%-6.2pp |
| Annual return | -3.28% | 12.02%-15.3pp | 26.14%-29.4pp | 2041.45%-2044.7pp |
| Employer contribution / active EE | $873 | $2,841-69.3% | $4,608-81.1% | $2,203-60.4% |
| Participant deferral / active EE | $2,363 | $4,783-50.6% | $6,026-60.8% | $3,192-25.9% |
| Admin fee / account holder | $130 | $4,927-97.4% | $8,175-98.4% | $4,297-97.0% |