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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,280 | $109,327-53.1% | $89,391-42.6% | $158,931-67.7% |
| Participation rate | 57.1% | 74.3%-17.1pp | 68.0%-10.8pp | 82.0%-24.8pp |
| Annual return | 16.05% | 345.68%-329.6pp | 245.62%-229.6pp | 302.86%-286.8pp |
| Employer contribution / active EE | $1,789 | $3,170-43.6% | $2,586-30.8% | $4,761-62.4% |
| Participant deferral / active EE | $3,740 | $4,598-18.7% | $3,890-3.9% | $5,982-37.5% |
| Admin fee / account holder | $5,418 | $6,153-11.9% | $4,881+11.0% | $11,247-51.8% |