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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,280 | $109,411-53.1% | $89,435-42.7% | $158,982-67.7% |
| Participation rate | 57.1% | 74.3%-17.1pp | 68.0%-10.8pp | 82.0%-24.8pp |
| Annual return | 16.05% | 345.68%-329.6pp | 245.55%-229.5pp | 302.99%-286.9pp |
| Employer contribution / active EE | $1,789 | $3,173-43.6% | $2,587-30.9% | $4,763-62.4% |
| Participant deferral / active EE | $3,740 | $4,600-18.7% | $3,890-3.9% | $5,983-37.5% |
| Admin fee / account holder | $5,418 | $6,159-12.0% | $4,884+10.9% | $11,252-51.8% |