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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,168 | $85,024-85.7% | $70,544-82.8% | $139,466-91.3% |
| Participation rate | 25.0% | 73.9%-48.9pp | 68.4%-43.4pp | 80.3%-55.3pp |
| Annual return | 21.39% | 30.39%-9.0pp | 32.79%-11.4pp | 373.66%-352.3pp |
| Employer contribution / active EE | $2,581 | $3,912-34.0% | $2,976-13.3% | $4,754-45.7% |
| Participant deferral / active EE | $3,209 | $5,891-45.5% | $4,568-29.8% | $6,712-52.2% |
| Admin fee / account holder | $60 | $8,928-99.3% | $6,427-99.1% | $11,409-99.5% |