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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,018 | $82,314-89.0% | $68,808-86.9% | $134,532-93.3% |
| Participation rate | 63.6% | 75.1%-11.4pp | 69.0%-5.4pp | 81.2%-17.6pp |
| Annual return | -19.14% | -2.18%-17.0pp | -6.37%-12.8pp | 418.27%-437.4pp |
| Employer contribution / active EE | $962 | $3,301-70.9% | $2,656-63.8% | $4,741-79.7% |
| Participant deferral / active EE | $1,316 | $4,740-72.2% | $3,942-66.6% | $6,401-79.4% |
| Admin fee / account holder | $129 | $6,484-98.0% | $4,936-97.4% | $11,429-98.9% |