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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,034 | $93,117-86.0% | $77,096-83.1% | $134,532-90.3% |
| Participation rate | 75.0% | 74.5%+0.5pp | 67.9%+7.1pp | 81.2%-6.2pp |
| Annual return | -216.14% | 62.67%-278.8pp | 42.35%-258.5pp | 418.27%-634.4pp |
| Employer contribution / active EE | $0 | $3,420-100.0% | $2,814-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $10,416 | $5,241+98.7% | $4,429+135.2% | $6,401+62.7% |
| Admin fee / account holder | $366 | $6,948-94.7% | $5,428-93.3% | $11,429-96.8% |