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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,965 | $108,882+14.8% | $96,754+29.2% | $154,746-19.2% |
| Participation rate | 66.7% | 75.1%-8.4pp | 70.3%-3.6pp | 80.7%-14.0pp |
| Annual return | 17.23% | 98.39%-81.2pp | 82.04%-64.8pp | 172.34%-155.1pp |
| Employer contribution / active EE | $1,555 | $3,018-48.5% | $2,679-42.0% | $4,379-64.5% |
| Participant deferral / active EE | $17,921 | $5,323+236.7% | $4,758+276.6% | $6,730+166.3% |
| Admin fee / account holder | $100 | $10,200-99.0% | $8,905-98.9% | $14,365-99.3% |