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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,142 | $100,073-5.9% | $85,126+10.6% | $145,877-35.5% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 13.06% | 84.11%-71.0pp | 66.63%-53.6pp | 551.28%-538.2pp |
| Employer contribution / active EE | $1,521 | $3,236-53.0% | $2,731-44.3% | $4,663-67.4% |
| Participant deferral / active EE | $9,815 | $5,294+85.4% | $4,523+117.0% | $6,691+46.7% |
| Admin fee / account holder | $0 | $7,261-100.0% | $6,160-100.0% | $13,402-100.0% |