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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,963 | $105,284-39.2% | $150,734-57.6% | $94,015-32.0% |
| Participation rate | 93.3% | 71.7%+21.6pp | 78.4%+14.9pp | 70.8%+22.5pp |
| Annual return | 18.36% | 15.67%+2.7pp | 600.81%-582.4pp | 17.84%+0.5pp |
| Employer contribution / active EE | $14,335 | $3,599+298.3% | $4,918+191.5% | $2,790+413.8% |
| Participant deferral / active EE | $5,831 | $4,274+36.4% | $5,610+3.9% | $4,249+37.2% |
| Admin fee / account holder | $6,714 | $9,839-31.8% | $14,905-55.0% | $8,951-25.0% |