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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,963 | $93,345-31.5% | $119,126-46.3% | $87,485-26.9% |
| Participation rate | 93.3% | 68.7%+24.6pp | 75.8%+17.6pp | 68.9%+24.4pp |
| Annual return | 18.36% | 19.08%-0.7pp | 282.11%-263.7pp | 26.06%-7.7pp |
| Employer contribution / active EE | $14,335 | $3,172+352.0% | $4,034+255.4% | $2,596+452.2% |
| Participant deferral / active EE | $5,831 | $4,099+42.3% | $5,318+9.6% | $4,274+36.4% |
| Admin fee / account holder | $6,714 | $8,039-16.5% | $10,693-37.2% | $7,775-13.6% |