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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,410 | $142,392-41.4% | $119,622-30.3% | $134,532-38.0% |
| Participation rate | 90.0% | 82.8%+7.2pp | 79.3%+10.7pp | 81.2%+8.8pp |
| Annual return | -18.91% | -12.46%-6.4pp | -14.98%-3.9pp | 418.27%-437.2pp |
| Employer contribution / active EE | $10,287 | $5,224+96.9% | $4,232+143.1% | $4,741+117.0% |
| Participant deferral / active EE | $7,041 | $6,467+8.9% | $5,601+25.7% | $6,401+10.0% |
| Admin fee / account holder | $1,447 | $13,593-89.4% | $10,328-86.0% | $11,429-87.3% |