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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,722 | $144,130-73.1% | $117,861-67.1% | $147,586-73.8% |
| Participation rate | 77.8% | 83.4%-5.6pp | 79.7%-1.9pp | 82.8%-5.1pp |
| Annual return | 13.15% | 531.20%-518.0pp | 335.11%-322.0pp | 578.59%-565.4pp |
| Employer contribution / active EE | $9,107 | $4,897+86.0% | $3,786+140.5% | $4,876+86.7% |
| Participant deferral / active EE | $4,208 | $5,316-20.9% | $4,482-6.1% | $5,439-22.6% |
| Admin fee / account holder | $477 | $10,887-95.6% | $8,021-94.1% | $10,886-95.6% |