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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,814 | $165,381-74.1% | $149,730-71.4% | $158,966-73.1% |
| Participation rate | 77.8% | 84.6%-6.8pp | 82.5%-4.7pp | 82.0%-4.2pp |
| Annual return | 21.34% | 348.29%-327.0pp | 276.70%-255.4pp | 302.95%-281.6pp |
| Employer contribution / active EE | $3,158 | $5,104-38.1% | $4,645-32.0% | $4,762-33.7% |
| Participant deferral / active EE | $7,206 | $7,182+0.3% | $6,843+5.3% | $5,983+20.4% |
| Admin fee / account holder | $2,084 | $10,809-80.7% | $9,310-77.6% | $11,250-81.5% |