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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,800 | $99,079-48.7% | $78,002-34.9% | $273,972-81.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | 7.68% | 217.93%-210.2pp | 425.99%-418.3pp | 41.46%-33.8pp |
| Employer contribution / active EE | $3,287 | $3,308-0.6% | $2,470+33.1% | $4,869-32.5% |
| Participant deferral / active EE | $3,287 | $4,306-23.7% | $3,497-6.0% | $5,287-37.8% |
| Admin fee / account holder | $529 | $8,954-94.1% | $5,481-90.4% | $10,133-94.8% |