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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,921 | $183,592-52.1% | $155,574-43.5% | $145,877-39.7% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 15.81% | 61.37%-45.6pp | 64.87%-49.1pp | 551.28%-535.5pp |
| Employer contribution / active EE | $1,977 | $5,317-62.8% | $4,676-57.7% | $4,663-57.6% |
| Participant deferral / active EE | $5,415 | $6,466-16.2% | $5,629-3.8% | $6,691-19.1% |
| Admin fee / account holder | $8,463 | $19,316-56.2% | $15,914-46.8% | $13,402-36.9% |