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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,426 | $167,353-68.1% | $143,797-62.8% | $134,545-60.3% |
| Participation rate | 71.4% | 84.8%-13.4pp | 80.3%-8.9pp | 81.2%-9.8pp |
| Annual return | -19.49% | 0.48%-20.0pp | -0.04%-19.5pp | 418.37%-437.9pp |
| Employer contribution / active EE | $1,985 | $5,620-64.7% | $4,952-59.9% | $4,742-58.1% |
| Participant deferral / active EE | $3,802 | $6,447-41.0% | $5,638-32.6% | $6,401-40.6% |
| Admin fee / account holder | $440 | $18,096-97.6% | $14,679-97.0% | $11,431-96.2% |