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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,658 | $67,602-57.6% | $82,312-65.2% | $70,126-59.1% |
| Participation rate | 54.8% | 72.8%-18.0pp | 76.9%-22.1pp | 69.5%-14.7pp |
| Annual return | 14.53% | 21.57%-7.0pp | 25.88%-11.3pp | 73.15%-58.6pp |
| Employer contribution / active EE | $1,455 | $1,755-17.1% | $2,428-40.1% | $2,343-37.9% |
| Participant deferral / active EE | $2,376 | $2,987-20.5% | $3,706-35.9% | $3,332-28.7% |
| Admin fee / account holder | $3,589 | $4,512-20.5% | $5,608-36.0% | $4,645-22.7% |