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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $48,054 |
ENTERPRISE BANK & TRUST5 years Service code 27 · EIN 43-1706259 | Advisory (Plan) | $24,152 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $5,956 |
CHARLES SCHWAB & CO., INC.6 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,590 | $50,919-20.3% | $155,556-73.9% | $77,762-47.8% |
| Participation rate | 79.3% | 63.1%+16.2pp | 78.2%+1.0pp | 70.6%+8.7pp |
| Annual return | 15.63% | 34.84%-19.2pp | 64.84%-49.2pp | 31.27%-15.6pp |
| Employer contribution / active EE | $768 | $1,991-61.4% | $4,675-83.6% | $2,728-71.8% |
| Participant deferral / active EE | $4,086 | $2,824+44.7% | $5,631-27.4% | $4,651-12.1% |
| Admin fee / account holder | $252 | $437-42.2% | $15,885-98.4% | $433-41.7% |