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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,604 | $125,184-58.8% | $105,607-51.1% | $145,884-64.6% |
| Participation rate | 41.7% | 77.6%-36.0pp | 75.3%-33.6pp | 80.3%-38.6pp |
| Annual return | 9.15% | 225.00%-215.9pp | 116.11%-107.0pp | 551.85%-542.7pp |
| Employer contribution / active EE | $1,743 | $3,720-53.1% | $3,167-44.9% | $4,662-62.6% |
| Participant deferral / active EE | $4,271 | $5,714-25.3% | $5,011-14.8% | $6,690-36.2% |
| Admin fee / account holder | $5,316 | $17,133-69.0% | $10,958-51.5% | $13,392-60.3% |